Entry #2: How to Save Money Under Obamacare

 The Supreme Court has made it official: the Affordable Care Act will take effect as written unless repealed.  The impact on small business will ultimately drive up cost either through higher premiums or through tax in both the State and Federal systems.

If your company has fewer than 50 employees the law will not affect you the way it does companies of 50 or more.  So how can you help yourself if you have 50 or more employees?

The answer is cut cost through local outsourcing.

There are employees that support the day-to-day operation that do not contribute to the overall product but manage areas such as human resources, security, payroll, and marketing. These can be outsourced locally and you can cut costs in long-term expenses because the company you contract provides their employees the benefits.

This is a list of services you can outsource to get your numbers below 50:

  • PEO Services: Manage payroll, benefits and human resources functions (Savings 20-40%)
  • Security Management Consultants: Provide security and Loss Prevention services (15-35%)
  • Marketing and Advertising Consultants: Develop and design campaigns to attract and grow business (30-60%)
  • Accounting and Bookkeeping Services: Manage accounting and expense programs, taxes and many perform billing and collections now (40%+)

These examples give you the ability to do more than save money. If you want to expand, why not do it so you can hire workers while keeping your current support staff as a contracted service? Just structure the agreement so the contracted company absorbs your current employees. A win/win—you save money, grow your business, and keep your team.

Through outsourcing you can receive less strenuous requirements from the Government, potentially cut site support by 45% or more, and you can maintain service quality by arranging to have your people hired to manage the functions they’re already in (in most cases, quality actually improves as your back shop benefits from collective knowledge of their new employers while still working for you).

Get creative!  There are always ways to make lemonade out of lemons.

Richard A. Satterfield III, President
Rastronics Security Solutions, Inc.
Bradenton, Florida
Office: (941) 348-1212
Mobile: (757) 620-6310


About Dan Gallo

I'm a small business lifer, starting/running businesses since I sold seeds door-to-door as a kid in The Bronx. I've played guitar and enjoyed baseball since I was 5 (born a NY Yankees fan). Just prior to marrying Kim in 1983 I became a Christian. We have two sons; Daniel's a musician & social media expert with a smart, insightful sense of humor, and Adam who recently graduated from Brooklyn College double majoring in Creative Writing/Literature and Anthropology. Adam now works in the non-profit sector. Since 2002 one thing we love to do together is go on service/missions trips to Belize. We've collectively spent 60+ weeks in Belize with this missions organization http://twaw.org. I started my 1st company in January 1985, and been self-employed ever since. I sold my last company, Mentor Communications Group, in '04. After 2 years w/ the acquiring company I started The Allasso Group, LLC doing Small Business Consulting, Fund Raising/Capital Raise-up Campaigns, Sales Strategy, Outsourced Sales Agency work, & Digital Marketing Programs (Social Media, SEM, etc.) since April 2006. Notable projects: Hired as Small Business Advocate and Social Media Director for IBM's "Supplier-Connection" - Feb '11-Dec '13. Hired as COO to help turn-around late stage start-up software company myVRM. Jul12-Dec '13 Hired as CEO of CoupleWise.com, a Digital Health2.0 app, to write business plan, raise seed capital, & completely redesign and relaunch the app. Aug '16 I won a Finalist spot for MassChallenge UK's 2016 fall cohort in London from Sept thru Nov. Started Oct15 - Current. I enjoy helping turn-around struggling small businesses, and launching new business ventures. Feel free to contact me with opportunities.
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